Need-based financial aid includes most grants, many loans and part-time student employment through Federal Work Study. In making awards of need-based financial assistance, the Cost of Attendance and the family's ability to pay educational expenses are the most important factors.

The Cost of Attendance includes the average expenses a student will incur for tuition and fees, room and board, books and supplies, transportation and necessary personal and miscellaneous items. The Cost of Attendance can vary, depending on a number of factors such as full or part-time enrollment, housing accommodations and the school in which a student enrolls.

Expected Family Contribution (EFC) is an objective measure of the amount of educational assistance that is expected to be provided by the family. The formula is determined each year by the U.S. Department of Education and takes into account factors such as total income, federal taxes paid, family size and the number of family members in college at the same time. This assessment is made after a student completes a Free Application for Federal Student Aid (FAFSA). Once a student completes a FAFSA, the results are calculated by the processor for the U.S. Department of Education and sent to colleges and other agencies selected by the student.

In order to be eligible for need based financial aid, a student must demonstrate financial need according to the following formula:

student cost of attendance (COA) minus expected family contribution (EFC)= financial need.

The COA is determined by the Financial Aid Office and includes tuition, fees, books and supplies, room and board, transportation, and personal expenses such as laundry and entertainment. The EFC is calculated according to a federal formula.

Dependency Status

When calculating a family's ability to contribute to the cost of education, the federal application processor must first determine dependency status. The federal government has strict criteria for determining dependency status, based on information you report on your Free Application for Federal Student Aid (FAFSA).

You will be considered a dependent student for the 2014-15 school year unless you meet any one of the following criteria:

  • You were born before January 1, 1991.
  • You are a veteran of the U.S. Armed Forces.
  • You are on active duty in the U.S. Armed Forces.
  • You are a ward of the court or both parents are deceased.
  • You have legal dependents other than a spouse.
  • You are married.
  • You are a graduate/professional school student.
  • You were in foster care or a ward of the court at any time since you turned 13.
  • You were an emancipated minor as determined by a court in your home state.
  • You are in legal guardianship as determined by a court in your home state.
  • You were an "unaccompanied youth" who was homeless or at risk for being homeless at any time on or after July 1, 2013.


Eligibility for need-based awards is determined based on financial and other family information submitted by you. This information is used to calculate an Expected Family Contribution (EFC) on your FAFSA. In applying for and receiving need-based aid, you agree to provide any additional financial and other pertinent information to document your eligibility to this office if requested by an authorized University official. The University reserves the right to request and review this additional information, and if necessary, to reduce or cancel awards made based on updated or corrected financial and other information. You are responsible for the accuracy of all data submitted on your FAFSA, your University of Pittsburgh at Titusville Verification Worksheet, copies of Federal Tax Return Transcript and other relevant documents.Some additional paperwork that may be needed is as follows:

  1. The student's official IRS Tax Return Transcript, if filed.
  2. A copy of the student's (and spouse's) W2 form(s), if worked.
  3. An official IRS Tax Return Transcript(s) for your parents, if they filed.
  4. A copy of the parents' W2 forms, if they worked.
  5. A complete, signed copy of the University of Pittsburgh at Titusville Verification Worksheet.

You will be asked to mail these materials to:

University of Pittsburgh at Titusville
Office of Financial Aid
504 E. Main Street
Titusville, PA 16354

If our office does not receive these documents, you will experience delays in receiving your financial aid. If inconsistencies or errors are found, we will make corrections to that information before your financial aid application is processed and funds are disbursed to you. Please be aware that the above listed items are not the only items you may be asked for if we need clarification or to resolve conflicting information.